Family Achieves Homeownership Through Westside Reinvestment Initiative
The dream of homeownership became a reality for the Muñoz family as they officially closed on their new home at Villa de Fortuna through the Westside Reinvestment Initiative (WRI).
Their journey highlights the real impact of affordable housing programs, helping families turn aspirations into reality by providing stability, security and a place to call home.
For years, the Muñoz family longed for a home of their own—a space where their children could grow and thrive. But finding an affordable option in a neighborhood where they felt connected seemed out of reach. Through the Middle Income Homeownership Program (MIHP) and funding from the City of San Antonio’s 2022-2027 Housing Bond program, that dream became attainable. With down payment assistance from the city’s Homeownership Incentive Program (HIP) and closing cost support from Opportunity Home San Antonio, the Muñoz family was able to purchase a newly-built, high-quality home designed for long-term sustainability.
“Purchasing my first home feels so unreal,” said Andrea Muñoz, a former Housing Choice Voucher participant and now proud homeowner. “It’s been a long time coming. I have been working, and I am happy that I get to show my kids that no matter what you go through in life, you can still have your dreams come true.”
The Muñoz family’s home is one of five recently completed at Villa de Fortuna, offering two- and three-bedroom layouts with modern amenities, energy-efficient features and landscaped yards. These five homes prioritize buyers earning up to 60% of the Area Median Income (AMI), ensuring affordability for individuals and families working toward homeownership.
“The Muñoz family’s story embodies why we do this work,” said Lorraine Robles, Opportunity Home’s chief real estate and development officer. “Each home we develop is more than just a building—it’s a foundation for families to grow, thrive and invest in their future. Seeing them take this step is a proud moment for all of us.”
As the initiative continues, an additional 20 homes will be developed across the Palm Lake and Sunflower subdivisions, increasing access to homeownership for families earning up to 80% AMI. Palm Lake homes are currently under construction and are expected to be available for purchase in Aug. 2025.
The Westside Reinvestment Initiative ensures that mortgage payments remain affordable, allowing families to invest in long-term stability. To qualify, buyers must complete a HUD-approved homebuyer course, meet HUD income guidelines, and secure financing through Federal Housing Administration (FHA), Veterans Affairs (VA) or Conventional mortgage loans.
For more information on available homes and qualification requirements, visit homesa.org/homeownership.